AI Trust Scoring
Behavioral trust scores that stop fraud before it costs you
Karma3 Labs scores every user action on your marketplace using behavioral signals, not rules. Catch fraud at submission time, not after the chargeback.
What We Measure
Behavioral signals that rule engines cannot see
Session patterns, device fingerprints, and interaction timing compose a trust score specific to each user and each event on your platform.
Session Behavior
Click cadence, scroll depth, navigation path, and timing anomalies reveal automated behavior that credential checks miss.
Device Reputation
Cross-marketplace device history tracks whether a device has been associated with disputes, chargebacks, or policy violations elsewhere.
Network Graph Signals
Shared devices, coordinated session timing, and reused contact information surface fraud rings operating across multiple accounts.
Measured Impact
Measured from the early-access cohort
Platform Fit
Built for the fraud problems marketplaces actually face
Catch credential stuffing before checkout
Attackers use valid credentials from breaches. Standard auth passes them through.
Behavioral anomalies during login and early session flag ATO attempts in real time, before an order is placed.
Identify fabricated accounts at onboarding
Synthetic identities pass KYC but exhibit distinct behavioral patterns during account creation.
Onboarding-phase signals identify synthetic identity clusters before they reach your transaction layer.
Score dispute risk before fulfillment
Customers who intend to dispute or return after receipt show behavioral signals during browsing and checkout.
Pre-fulfillment trust scores let you apply additional verification selectively without slowing good customers.
What Customers Say
Heard from the teams who deployed it
"We cut our manual review queue by more than half in the first month. The behavioral signals catch things our rule engine simply cannot see."
"Integration took our backend team two days. The API is straightforward and the scoring latency does not affect our checkout conversion at all."
"The false positive reduction was the headline, but what surprised us was catching fraud rings we had no idea were operating across our user base."
Developer-First API
One endpoint. A trust score in under 100ms.
Post a behavioral event payload and receive a trust score with contributing signal weights. Integrate in hours, not weeks. SDKs for Node.js, Python, Go, and Ruby.
Get Started
Start scoring behavioral trust on your platform
Connect with our team to see how Karma3 fits your fraud prevention stack. Most integrations are live within two weeks.